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Educating Seniors about Medicare

Helping Seniors understand their Medicare benefits.

My service is always 100% free to you.

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954-654-4426

Kris Koeger Medicare Advisor

Medicare Consulting Expert

I specialize in providing expert Medicare consulting services to help you navigate the complex Medicare healthcare system. As a Licensed and Certified Medicare Advisor I am dedicated to guiding you through the process of selecting the right Medicare plan to meet your unique healthcare and financial needs. Whether you're new to Medicare or looking to review your existing coverage, I'm here to ensure you have the information and support you need to make educated decisions about your healthcare coverage, at no cost to you.

Frequently Asked Questions

Please reach us at kriskoegermedicare@gmail.com if you cannot find an answer to your question.

What common mistakes do people make with Medicare?

People can make many mistakes when dealing with Medicare, including:

Missing the enrollment period The Initial Enrollment Period (IEP) to sign up for Medicare is seven months long, beginning three months before your 65th birthday and ending three months after. Missing the IEP can result in penalties, higher premiums, or a gap in coverage.
Not paying attention to detail Careless applications can lead to delays or denials.
Not understanding the different types of Medicare Some Medicare Advantage (MA) plans bundle prescription drug coverage into a comprehensive plan, while others require separate enrollment in Part D.
Not re-evaluating coverage annually Insurance companies can change policies each year, so it's important to review your coverage regularly.
Not considering out-of-pocket costs Focusing solely on monthly premiums can lead to unexpected costs when you also have to pay deductibles, copays, and coinsurance.
Choosing a plan based on others' recommendations Medicare is individual insurance, so it's best to make your own decisions based on your circumstances.

Why should I choose Kris Koeger over other Medicare Consultants?

I will spend the time you need to avoid making the common mistakes other people make with Medicare. If you like the service I provide, you will refer me to friends and family. Referrals are at the heart of my business.

How can you provide this consulting service for free?

Insurance companies pay me and it doesn't affect your premium - if you have one. I am an independent licensed insurance agent in Florida and Minnesota. I am certified with Aetna, Devoted, Florida Blue Cross, Humana, Wellcare and United Health Care. All these companies pay their independent agents the same so there is no monetary incentive for me to recommend one company over the other. I represent many companies, each with numerous plans. I have the knowledge and ability to find the right plan for your unique health needs. My objective is to take the mystery out of Medicare and exceed your expectations.

How much personal information will I have to share?

I'll be asking you questions about your current healthcare coverage. What you like about it, what you'd change if you could. What do you consider to be the most important aspects of medical coverage? I will ask you if it is important for you to continue seeing your current doctors and if you are taking any prescriptions you'd like included in your coverage. We confirm that your doctors and prescriptions are in your prospective plan. If the plan has a premium, does that premium fit into your budget? I will also ask you about any pets you have, just because I am an animal lover.

Contact Me

Better yet, see me in person! I can come to you!

I love our customers, so feel free to call or text during normal business hours.

Kris Koeger Medicare

Oviedo, Florida

954-654-4426

Hours

Mon	09:00 am – 06:30 am
Tue	09:00 am – 06:30 pm
Wed	09:00 am – 06:30 pm
Thu	09:00 am – 06:30 pm
Fri	09:00 am – 06:30 pm
Sat	09:00 am – 06:30 pm
Sun	09:00 am – 04:00 pm

Kris Koeger Medicare Advisor

Educating Seniors about Medicare

Kris Koeger Medicare Advisor

Medicare Consulting Expert

Representing

Frequently Asked Questions

Contact Me

Please call or email me

Better yet, see me in person! I can come to you!

Kris Koeger Medicare

Hours

Educating Seniors about Medicare

Kris Koeger Medicare Advisor

Medicare Consulting Expert

Representing

Frequently Asked Questions

Contact Me

Please call or email me

Better yet, see me in person! I can come to you!

Kris Koeger Medicare

Hours

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